Your local independent insurance agency located between Petoskey and Harbor Springs serving the greater Charlevoix and Emmet County areas. We represent some of the finest insurance companies doing business in Michigan today. Accident Fund, Auto-Owners, Blue Cross/Blue Shield, Cincinnati, Citizens, Frankenmuth, Fremont the Grand River, Michigan Insurance, Pioneer, and Progressive consistently rank among the best for competitive rates, service and claims satisfaction and all are available through our agency.